Medicare Supplements

  • A Medicare Supplement is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plans.
  • You must have Part A and Part B.
  • You pay a monthly premium for your Medigap policy (also known as a medicare supplement) in addition to your monthly Part B premium.
  • Does not cover Part D prescription drugs.
  • Only covers one person. Spouses must buy separate policies.
  • It’s important to compare Medigap policies since the costs can vary and may go up as you get older.
  • Medicare does not pay for all the costs of medical care and hospital visits.
  • Medicare supplement insurance allows you to keep your own doctor, specialist, and hospital (providing they take Medicare patients).
  • Benefits and riders offered:
    • Basic Medicare Supplement
    • Part A Deductible
    • Additional Home Health Care
    • Foreign Travel
    • Part B Deductible
    • Part B Excess

REMINDER: Sassman Insurance is a brokerage, which means we offer multiple Medicare Supplement insurance carriers.