Medicare Advantage Plans

  • May be HMO, PPO, or a MSA (Medical Savings Account).
  • May include prescription drug coverage.
  • Run by private insurance companies.
  • If you join a Medicare Advantage Plan, you are still in Medicare.
  • Some plans have no monthly premium.
  • You generally get all your Medicare-covered health care through the plan.
  • You may get extra benefits such as vision coverage, hearing, dental, and/or health and wellness programs.
  • You will usually pay some other costs such as co-payments for the services you get. Out of pocket costs in these plans are generally lower than in original medicare but vary by the services you use.
  • Plan availability is based on your county residence.

REMINDER: Sassman Insurance is a brokerage, which means we offer multiple Medicare Advantage insurance carriers.